An NRI (Non-Resident
Indian ) is eligible for a home loan which helps them to own a new home of
dreams at ease in the home country. Eligible profiles for taking a home loan in
India includes NRI, PIO, OCI( Overseas Citizen of India ) excluding the citizens
of Pakistan, Nepal, Bangladesh, Bhutan, Afghanistan, Sri Lanka, Iran and China.
The age of the borrower should be in between 24 and 60 years at the time of
loan maturity and he has a minimum work experience of 2 years in which a
minimum 6 month overseas work experience.
The documents should be
submitted for getting the home loan sanctioned are
• Copies of passport and work visa
• Salary slip for a minimum of three months
to get an idea on the income of the loan applicant
• Appointment letter from the employer
• Overseas address proof
• Power of attorney if needed
• Salary account
• NRE/ NRO bank account statement
The applicant can choose
from two choices floating rate loans and fixed rate loans.
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