Things To Check Before Taking Possession Of Your New Apartment

Buying a home by your own is a dream for many. While purchasing a new home, the buyer must go through all the necessary documents and verify it. At the time of possession, you should verify whether all the promises made by the builder is done or not. Here is a list of things that you should check before taking possession of flat.

1.    Dimensions

Cross check the dimensions of the rooms and utility spaces and make sure it is as per the approved plan.

2.    Amenities

Make sure the amenities that the builder promised at the time of booking are available in the project as per the agreement.

3.    Lifts and common areas

Make sure that the lift and other common areas are well built and the lifts are provided of a reputed company.

4.    Painting

Check whether the walls have a double coat and make sure the exterior painting is complete along with windows and balcony grills.

5.    Cracks

Carefully check for any cracks in the foundation, ceilings etc. and if there any, discuss with the builder and do the needful.

6.    Leakages

Check the working of all bathroom fittings and taps and make sure there is no leakage.

7.    Safety features

Ensure the project equips the needed safety & security features as discussed at the time of booking and the building is constructed as per safety guidelines.

Heather Homes, one of the most reliable builders in Trivandrum offers premium living spaces, flats in Trivandrum, at a prime location in the city with their flagship residential project Heather Ferns. The project, apartments in Trivandrum, is designed with world-class standards and is a great investment choice in the city.

To Know More About The project  http://www.heatherhomes.in/apartments-in-trivandrum/heather-ferns/

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3 Simple Tips To Decorate Blank Walls In Your Apartment

The walls in a house influence the overall ambience or interiors there. The wall can make the room dull or vibrant. A blank space in the room can make the entire room appear plain at the same time a beautifully decorated wall can make the room appear vibrant and lively. Here are some tips to decorate the blank walls in your apartment.

1.    Wall Clocks

Wall clock is a simple but a very effective way to dress up the blank walls in your home. A wide range of wall clocks are available in the market at different sizes, shapes, materials, designs etc. Opt for one which matches well with the overall ambience in the room.

2.    Modular Shelves

The modular shelves can transform the wall into a modern masterpiece. It has both functional and aesthetic benefits. These are available in different styles and designs.

3.    Mirrors

Adding a large mirror piece with ornate wooden borders to the interior can lift up the mood in the room and the room get appears larger.

Heather Homes, one of the choicest addresses in builders in Trivandrum offers a choice unique projects especially apartments in Trivandrum across the city. The projects, flats in Trivandrum, features global standards of living.  

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Tips For Long Distance House Hunting

When looking for a property in a different city where you are not physically present, you can find the right home for you which meets all your demands. Technology influenced the real estate industry much. Today anyone can get the whole details of any real estate project. Here are some tips for buying a house long distance.

1.    Figure out your needs

First, figure out your needs before house hunting. Make a list of things that you expect and want in your new home. You must have a clear idea regarding how many bedrooms, furnished or unfurnished, in a gated community or not etc.

2.    Budget

find out how much you can afford in buying a new flat and look for properties within the budget.

3.    Online search

Today everything you want is online. Most of the developers have a strong online presence with a website, facebook pages, youtube videos.  Make a thorough online research of the developers and their projects. And prepare a shortlisted project list to collect more information.

4.    Offline research

Do research on the neighbourhood of the project through your friends in the city.

5.    Reputed builder

It is recommended to invest in a project by a trusted builder. Research on the developer, its other projects etc, customer review about the builder etc.

Heather Homes, the top trusted builders in Trivandrum having more than 25 years of expertise in the real estate industry as a leading developer presents flats inTrivandrum across the city. The projects, apartments in Trivandrum, facilitates premium urban lifestyle at its best in the city.

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Important Benefits Of Home Ownership

Owning a home is simply owning space to live which is truly yours. Owning a new home is a dream for many. But it is not a simple task, it involves a tedious process and many responsibilities and obligations. There is a special happy feeling of ownership and security once you own a new home of your dreams. The most important benefits of buying a new home are

•    Quality of life

Once you buy a new home your quality of life gets improved. Which helps to keep a safe and good environment for you and your family. You are becoming a part of a community.

•    Investment

Buying a new home is a long-term investment. Its price gets gradually increased promising you a high ROI when you sell it.

•    Income

If the rooms in the upper floor left unoccupied you can make a regular income from it by renting it out.

•    Comfort and Security

By owning a home you and your family members are enjoying a special feeling of comfort and security.

Heather Homes, the top builders in Trivandrum comes with a choice of premium world-class flats in Trivandrum across the city. The projects apartments in Trivandrum feature superior quality in design and construction.   

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Merits And Demerits Of Single Ownership Of A Property

In general, there are two major types of property ownership and they are single ownership and joint ownership. In the case of single or sole ownership, only one individual has the full ownership on the property whereas, in the case of joint ownership, two or more people share the ownership. Single ownership is the most common one.

Merits

If you are eligible to get approved a home loan and you are financially stable to pay back the lone by your own then single ownership is the right choice. Otherwise, you need to wait patiently till your co-owner meets his financial liability in sharing the payments. If your co-borrower possess a low CIBIL score then it affects your home loan eligibility in the case of joint ownership. In case you need to sell the property in future, if it is fully owned by you need not take the other’s approval to do so.

Demerits

In single ownership, you can’t share the financial burden with one another.  If you have a low CIBIL score and not financially that much stable, by applying for a joint home loan with one who is having much more financial stability, you are improving your home loan eligibility. A rebate on stamp duty is applicable in the case of joint property ownership.

Heather Homes, the top builders in Trivandrum known for premium quality commercial projects and flats in Trivandrum across the city. Looking for a new home, choose from the unique choice of apartments in Trivandrum at prime locations in the city.

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How To Make Your Home Elderly Friendly

Elder people often find difficulties to move around in the home if it is not kept according to his needs. The only solution to this is tomake your home elder-friendly. Here are some tips to make your home elder-friendly.

Ample lighting

Poor eyesight is a common health issue among elder persons. Improper lighting in the room worsens the condition. Make sure the house is illuminated well enough.

Get rid of slippery floors

Avoid slippery floors in your home as it causes the risk of falling. Falls is one of the greatest injuries in the case of elder persons. Replace carpets and rugs with non-slippery mats.

Bathroom

Make the bathroom comfortable for the elder ones. Add high rise toilet, shower chair, hand-held shower, handrails etc to the bathroom.

Easy access

Ensure easy access for the elder one in your home to avoid the chance of tumble.

Heather Homes, the trusted builders and developers in Kerala presents a choice of premium quality homes, apartments in Trivandrum, of world-class facilities. Looking for the best real estate investment choice in the capital city, invest in Heather Ferns, flats in Trivandrum, by one of the top builders in Trivandrum, Kerala.

To Know More  http://www.heatherhomes.in/apartments-in-trivandrum/

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Benefits of Joint Property Ownership

There are many benefits of Joint registration of a property, but many are not aware of these benefits. One can own a property with his spouse, parents, children or siblings.  Joint ownership of the property is a smart decision.  Here is a list of the most important benefits of the joint ownership of a property.

•    Loan Eligibility

As home loans available at low-interest rates helps to reduce the financial risk much, most of the home buyers plan to finance the colossal payment through home loans. As financial institutions consider the financial status of the co-borrowers as a home loan eligibility determining factor, by jointly applying for a home loan you have better chances of home loan get approved.

•    Tax benefits

A jointly granted home loan helps the co-owners to avail income tax benefits on both the principal and interest amount.

•    Succession

The succession of a jointly owned property is an easy process. In the case of the demise of one of co-owner, the property ownership can be transferred to the other owner without any legal formality. But in the case of single ownership property, the property transfer is time-consuming.

Heather Homes, one of the trusted developers and builders in Trivandrum of premium living spaces, apartments in Trivandrum, caters to an impeccable lifestyle in their flagship project, Heather Magnum, flats in Trivandrum, featuring global standards.

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Tips To Decide The Right Age To Buy A Home

Confused about is this is the right age to buy your new home. Actually, there isn’t a right age to buy a new home. Its all depends on your financial stability and some other factors such as willingness to stay in the city etc. Your status as a homeowner may help or hurt you financially in the future, so you should take the decision intelligently.

It is recommended to buy a new home, apartments in Trivandrum, when you

1.    Can afford the minimum down payment of 20% of the total cost of the property

2. Can get approved for a home loan at a low-interest rate

3. Have a good CIBIL score

4. Can afford to pay the monthly EMIs

5. Can afford the risk associated with the real estate investment

Buying a new home is an expensive and tedious process, so you should do proper research on the property features and market trends before making the investment.

At your young ages, if you have a job of good salary then you have many years of active professional life ahead of them. Then you have an ample amount of time to pay back the EMI on the home loan.

Heather Homes, one of the trusted brands in real estate builders in Trivandrum offers premium quality flats in Trivandrum laden with most modern amenities and facilities.

To Know More   http://www.heatherhomes.in/apartments-in-trivandrum/

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Tips to improve CIBIL Credit score

Low CIBIL score is one of the primary reasons for applications for home loans to get rejected. Improving the credit score is the only solution for it.

Here are some tips to improve credit score.

• Check CIBIL Report – Reviewing the credit report 3-4 times a year is beneficial for financial habits and for checking discrepancies in reports. It also helps check personal details like name, age, PAN number, etc. and confirm accuracy.

• Restrict utilization – Using less loan amount according to the requirement is beneficial. This will improve score as lower credit means lower EMI.

• Late Payment – This is one of the major reasons for a bad score. So it is better to make sure to pay EMI or credit balance in time. Neglecting it and bargaining with credit providers later is not beneficial.

• Mix of Credit – Do not over expose to any one type of credit like unsecured loans or a high number of credit cards. Instead, have credits like home loan, car loan, personal loan or credit loan.

Heather Homes one of the top builders in Trivandrum offers a choice of apartments in Trivandrum of world-class standards. One who looks for a premium home in the capital city,  Heather Ferns,  flats in Trivandrum by Heather Homes is a great choice.

4 Tips To Get The Best Rental Returns For Your Home

When investing in a property for investment purpose. Apart from the long-term benefit as the capital growth, you can earn regular income from it by renting it out. To get higher rental returns from the property, you should be aware of the factors that a prospective buyer looks for in your home. Here are some tips to raise the rental value of your home.

1. Cleaning

Keep each and every corner in your home clean and tidy. Get the house cleaned thoroughly.

2. Furniture

A rental home with essential furniture is preferred by most of the tenants as it is the more comfortable choice for them. Keep the furniture clean and polished.

3. Storage Space

Set adequate storage space in the rooms such as the kitchen, bathroom, and bedrooms.

4. Maintenance Works

Check if there is any maintenance works pending. If yes do it immediately before renting it out.

Heather Homes is one of the sought after builders in Trivandrum offers a choice of premium residential projects, apartments in Trivandrum, of world-class designs. Heather Ferns, flats in Trivandrum, is a flagship residential project by Heather Homes at Kazhakoottam. 

Top Amenities In The Neighbourhood That Drive Capital Growth

The capital value of a property depends on many factors such as the area of the property, home layout, age, equipped amenities and facilities, locational benefits, connectivity etc. The neighbour significantly influences the property’s long-term capital growth. Here is a list of top amenities that one should look for in the neighbourhood when you invest in a property.

1.    IT parks and business centres

Most of the home buyers prefer a living space near to their workplace to get relief from hectic traffic scenarios. There is a higher demand for residential spaces near IT parks and business centres.

2.    Hospitals

Most of the homebuyers look for a property closer to a good hospital as it is a great blessing in the case of emergency situations.

3.    Shopping and entertainment facilities

 The presence of cinema halls, retail services, shopping malls etc in the neighbourhood helps to boost the property value much.

4.    Educational institutions

Close to leading schools and colleges is in the priority list of most of the families with children. So it is a good choice to invest in a project close to top educational institutions in the city.

Heather Ferns, apartments in Trivandrum by one of the top builders in Trivandrum, Heather Homes is a great investment choice in the city. The project is located near Technopark at Kazhakootam, one of the real estate hotspots in the city. The project, flats in Trivandrum, enjoys close proximity to the best of amenities that one potential home buyer look for in a neighbourhood.

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Tips To Reduce Your Home Energy Costs

Rising energy cost is a concern in almost all homes. Here are some tips to reduce the energy consumption at your home.

1.    Appliances

Unplug the appliances at your home when you are not using it. Buy home appliances which are energy efficient. Otherwise, you need to compromise on the electricity bill.

2.    Proper Insulation

Insulate your roof or ceiling properly and keep an optimum temperature in the room. As heating and cooling systems constitute almost 40 per cent of a house’s electricity bill, proper insulation of a house is very important to reduce the energy consumption at your home.

3.    Avoid energy wastage

A significant amount of energy is lost as waste at every home. It can be saved by practising some simple steps. Avoid common practices such as setting inappropriate temperatures in AC and water heaters, leaving computer and TV standby for a long time, plugging the chargers unnecessarily, opening fridge frequently etc.

Heather Homes, the top builders in Trivandrum of premium residential projects, apartments in Trivandrum offers luxury world-class living spaces at their flagship residential project Heather Ferns. The project, flats in Trivandrum, is located near Technopark and promising a new standard of living with world-class amenities. 

To Know More About The Project   http://www.heatherhomes.in/apartments-in-trivandrum/heather-ferns/

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