Driving factors for demand of ready-to-move-in houses

Ready-to-move-in and under-construction homes are the two major options that home buyers has to choose from. Among these two, ready-to-move-in homes are highly preferred due to the many benefits they offer.

Here are the factors that drive demand for ready-to-move-in houses.

• Cost – The impact of demonetization and the implementation of GST and RERA has created quite a turbulence in the realty sector over the past year and this has led the developers to bring in changes in pricing. This makes it ideal to invest in ready-to-move-in homes.

• Financials – Paying EMI for an under-construction home can be quite expensive as one has to start paying soon after registration and until the construction is over. A ready-to-move in house is cheaper in this instance.

• Rental income – Ready-to-move-in units are ideal for generating income through rent or resale soon after the purchase compared to an under-construction home which has a waiting period for delivery after purchase.

• Investment worth – There have been many instances of developers cheating homebuyers and looting their money in the name of soon-to-be constructed or under-constructed properties. Ready-to-move-in units are much safer to invest in these scenario.

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Things To Keep In Mind While Making Your First Real Estate Investment

Real estate is the second largest employer in India and it is a great investment choice. When compared with other investment choices real estate investment is considered to be less risky. Here are the most important things to keep in mind while making a real estate investment.

1.    Locational Benefits

Location of the property, apartments in Trivandrum, plays a crucial role in determining the ROI on the property. Choose a property in a prime location having good connectivity, social amenities etc. 

2.    Economic Stability

Once you feel financially stable its good to make an investment in a real estate project. Consider the risk factors involved when choosing the choice.

3.    Evaluation

Do a market evaluation of the property and minimize the risk involved.

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4 Mistakes Homeowners Make While Investing In Real Estate

Investing in real estate is often found to be a risky affair as it involves a lot of complicated processes. And home buyers should be cautious enough to avoid mistakes that affect the investment put in for real estate.

Here are some of the common mistakes homebuyers should avoid

1.    Lack of research – A thorough research is necessary for ensuring impressive returns. A research regarding the investment should be done before finalising the property purchase. Check the location, property prices, connectivity, etc. while finalising the property.

2.    Lack of consultation – Consulting real estate experts will give an extra edge over deciding the best choice. This also helps the home buyer be informed about the concerned policies, rights of the customers, etc.

3.    Not planning the investment – The homebuyer should be sure on what he expects from the property. He should prepare a list of necessities and find ways to get them through strategic planning. It is important to prepare a plan for the investment even before making the purchase.

4.    Not seeking tax benefits – The tax benefits offered by the government should be utilized. A home buyer should be aware of the interest rates and the monthly payments that he needs to make.

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Reasons Why Internet is a Boon for Real Estate Industry

With the advent of internet, the real estate also has transformed. The technology has eased the real estate transaction process and has gained the trust of both investor and real estate developer.

Here is how the internet has transformed the real estate industry.

• Development of virtual real estate market – Internet has made it easier to research and shortlist property listings. This has enabled the investors to come to know about upcoming projects as well as expands the market for developers.

• Property visualisation through virtual reality – The technology has also enabled buyers to easily visualise their dream home along with an immersive experience of getting to know about it.

• Birdseye view of the real estate property – With the introduction of drone technology, the buyer gets a birdseye view of the property so that he can get to know about the property and its premises better.

• Instant resolution to queries – The technology also has introduced chat boxes and live interactive windows to initiate instant replies to queries by the customers.

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Guide To Buy The Right Home For You

Buying a new home is not just a financial investment it is s fulfilment of your dreams. Here is a personalized guide to buying a perfect home for you and your family.

•    Your Needs

Have you envisioned your new home, what you expect from the new home, what are your needs regarding a new home? Make a blueprint of the home that you desire and look for the projects which match your expectations.

•    Location

It is recommended to invest in a project, apartments in Trivandrum, in a prime location in the city for many reasons. Opt for a location which is near to your workplace and where essential social amenities are nearby.

•    Verify the builder

It is good to invest in an apartment project by a trusted builder. Do a background check of the builder and stay away from frauds.

•    Quality

Crosscheck the construction quality of the project by making a visit to the site.

•    Documentation

Read and verify all the needed agreements before making the deal.

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Important Facts About Document Registration In India

•    One can acquire property by means of purchasing, inheritance of ancestral property, through will, as gift, through the trust of settlement deeds or grant by government or court.

•    When acquiring property by inheritance, it is not necessary to register it.

•    Registration of immovable property makes it a permanent public record. According to the transfer of property act, the right, interest or title must be acquired only if the deed is registered.

•    The purchase becomes valid if such a deed is not registered.

•    A document executed can be registered within four months of time.

•    The registration of a document can be withdrawn, but only before the completion of the registration by written application of the person who submitted the registration.

•    An individual above 18 years of age is allowed to sign as a witness but should not be a party to the document.

•    A registration will only be complete after the genuineness of the witness.

•    Without personal appearance, only a mortgage deed can be executed under improvement loans with a certificate of sale issued by revenue court.

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Advantages Of Kid-Centric Homes

Developers are keen on offering value-added services and employing innovative methods like themed projects for providing utmost comfort to the inhabitants. Kid-centric homes are the new concept that builders are trying to incorporate to attract families with children.

Below listed are the advantages of kid-centric homes

•    Safety and security – Kid-centric homes will have special features like rounded corners, night lights, higher balcony grills, child-safe switches and sockets, etc. to keep the child safe at home.

•    Helps working parents – These homes will also have facilities like day-care centre and crèche to ensure that the children are looked after while the parents are at work. This assures the parents that their kids are in good hands and safe without their presence.

•    Recreational amenities for holistic development – Kid-centric homes will be equipped with recreational amenities like swimming classes, sports coaching, yoga, music and dance classes, drawing and craft, tuition facilities, etc. to promote healthy physical as well as mental development.

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Checklist for Buying a Resale Property

Buying a resale home is an effective alternative if the buyer does not wish to wait for a year or so for an under construction home. But unlike buying a new home, the purchase process of a resale property is different and may require an in-depth analysis of various associated factors.

Here is a checklist to keep in mind when buying a resale property.

• Check all the documents – Ensure that the property has a clear title and the all the related documents are legally valid. It is also vital to confirm that the seller is the true owner.

• Loan eligibility – Banks and financial institutions may have criteria for giving home loans for a resale property. Some banks may not give loans for a property that is over 20 years old.

• Outstanding taxes and other charges – It is important to ensure that all the taxes, maintenance charges and other dues till date are paid by the seller before selling the property.

• Property inspection – A detailed inspection of the property will provide a clear understanding of its condition and also helps plan the renovation and the cost associated with it.

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A Brief Guide on Common Real Estate Terms

Having a complete knowledge about the processes and terms involved in real estate is vital for ensuring profits as well as success in the transactions.

Here is a list of common real estate terms and their meanings.

• Freehold property - A property in which only the owner has a holding over is called a freehold property. There is no time limit for the ownership and it can be transferred by registering a sale deed.

• Sale deed - It is a legal document which proves the transfer of ownership from the seller to the buyer. It also legalises the purchase process and registers it on the records of the authorities.

• Registration fee - It is the fee levied on property buyers by the authorities to maintain the records of property transactions.

• Stamp duty - It is the tax levied on the property documentation by the government for gaining legal recognition for the documents.

• Stilt parking - A parking slot that has a roof or a stilt over is called stilt parking.

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How Home Loan EMIs Affect Credit Score

Maintaining a good credit score during the repayment of a loan can be considered a daunting task for many. Acquiring another home loan in the future is also depended on maintaining a good credit score.

Here is how to maintain a good credit score

•    Pay EMIs correctly - Missing monthly EMI payments is considered a grave mistake with respect to maintaining a good credit score. It is ideal to maintain savings so that it can be used in emergencies instead of using up the amount kept for EMI.

•    Auto debits – An effective way of avoiding delays in loan payments is by setting auto debits in salary accounts. This will enable the lending bank to auto-debit the amount on the particular date without fault.

•    Buffer time - It is important to maintain a buffer time when dealing in cheques or third-party gateways to ensure that the payment gets cleared before the due date.

•    Updated details – For receiving timely reminders and instalment notices, updating details like address, contact number and email IDs in banks records is important. 

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Advantages Of Block Chain In Real Estate

Blockchain has been used as currency to carry out real estate transactions in many countries. Even though it does not have any legal validity in India, it is considered to bring in transparency, resilience and security to the country’s real estate sector.

Here are the benefits of block chair in real estate sector

•    By allowing fractional ownership, digital tokens will make investment in real estate more profitable. This enables real estate asset to be more tradable while also eliminating its illiquidity aspect.

•    Enabling digitalization of land and property records will help remove the problems tracing ownership. Details regarding the location, property age, ownership history, title details, etc. will be accurate and easily available on subscription-based platforms.

•    Blockchain will help optimize the real estate transaction by enabling intermediary cost cutting which will make transactions faster. Integrating region-specific costs like registration, stamp duty, etc. with block chain technology will enhance the effectiveness of the sector.

•    Transactions through block chain are secured, transparent and fair which reduces the Transactional risk in real estate is minimised through block chain which ensures security and transparency.

•    It will also enable the banks and other lending firms to check the credit history, income and other demographic factors associated with lending.

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5 Reasons Why Luxury Apartments Are In Massive Demand

Luxury apartments constitute an important part of premium living. Equipped with the most modern amenities and world-class designs, these offer a delightful urban living experience to the inhabitants. Hence there is a higher demand for luxury homes, apartments in Trivandrum always.

Here are the reasons why luxury apartments are in massive demand these days

1.    Value for money – Luxury apartments are exquisite homes designed for the utmost comfort with world-class amenities and facilities. Equipped with the highest quality designs and construction, luxury homes are worth the money that is invested in it.

2.    Return on investment – Luxury apartments in prominent locations in the city will undoubtedly garner high profits and good appreciation value in the future.

3.    Security – Security in a luxury apartment will be ensured with round the clock security and CCTV surveillance system. Automated featured like intruder alarm, fire alarm etc. will also be provided as an added security feature.

4.    Proximity – Most of the luxury apartments will be located in the heart of the city enjoying close proximity to necessary facilities and conveniences.

5.    Community – Luxury apartments will mostly be part of a close-knit community. Also the availability of social amnesties like clubhouses, party areas, parks etc. help strengthen the bonds between the families.

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How To Look For A Well-Ventilated Home

A happy home is said to be one filled with natural light and fresh ambience. Damp and mouldy homes which also lack sunlight are not welcoming and can also cause diseases to its inhabitants.

Here is how to look for a well-ventilated home that enjoys a fresh ambience

•    Lush green setting – An ample green space around the home facilitates the continuous flow of fresh air. Also, cross ventilation is essential to ensure that the air moves in and out of the house.

•    Balcony or veranda – Apart from the greenery and garden in the common area, it is important to have a balcony garden to improvise the air quality in the house. Adding air purifying plans among other plants help improve the air quality as well as instils a fresh ambience.

•    Glass doors and windows – Look for a home which has glass doors or windows or designs that minimise the use of concrete walls. Sliding French glass windows enhance the ambience of the home by facilitating the flow of natural light and fresh air.

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A Brief Guide On Carpet Area, Built-Up Area And Super Built-Up Area

First time home buyers often get confused by jargons real estate agents, brokers and builders use. It is wise to be familiar with technical terms relating to a property. Here is a brief guide on the carpet area, built-up area and super built-up area that are commonly used to mention the size of a flat or apartment.

•    Carpet area – As the name suggests, it is the area that can be covered by a carpet. It is also defined as the measurement of the area in a flat excluding the thickness of inner walls which is also the usable area. Carpet area often makes up to 70% of the built-up area.

•    Built-up area – Adding the carpet area with the wall area gives the built-up area. Most often 30% of the area is unusable and agents often attract potential buyers without disclosing how much the actual usable area is.

•    Super built-up area – It includes the built-up area along with common areas that include the lift, lobby, corridor, etc. It is also called the saleable area and buyers get charged on basis of it.

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Legal Checklist To Prepare Before Buying A Flat

Buyers often tend to overlook legal complications amidst all other processes involved in buying a flat. And only comes to know about it later in the future which can cause discrepancies.

Here a list of legal things to check before buying a flat

•    Title deed – It is a proof of change of ownership of the property which is essential for selling the property in the future.

•    Certificate of No Encumbrance – Encumbrance is when the property that one is set to buy is mortgaged. The certificate ensures that there is no such discrepancy involved.

•    Building approval plan – It is a document sanctioned by the concerned government authorities permitting the construction of the building. A project without a building sanction plan can be demolished by the authorities.

•    Property taxes – Property taxes should be paid annually and this ensures that all the documents are up to date.

•    Commencement certificate – This document assures that the project meets all the necessary criteria.

•    Completion certificate – Municipal authorities issue completion certificate as a proof that the building complies with all the rules and regulations.

Looking for a new home, apartments in Trivandrum, check this legal checklist to avoid any tensions in the future.

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Benefits Of Having Large Glass Windows In Apartments

Windows bring in the outdoors, while also proving assurance of a private space. Using large glass windows or floor-to-ceiling windows has been a most sought-after trend in modern homes for providing an extraordinary appeal

Here are the reasons for having large glass windows in apartments

1.    Lets in the sunshine – Large glass windows let in ample amount of sunlight and illuminates the room with warm hues. Along with allowing for natural illumination, these windows also facilitate reducing power consumption significantly.

2.    Fresh air - Tall windows also welcome in fresh air into the apartment and help retain a refreshing ambience. With the cool breeze flowing in, the stale air is pushed out to maintain hygiene in the interiors.

3.    Brings outdoors in - Floor-to-ceiling glass windows offer a picturesque view of the surroundings and let one enjoy the great outdoors without stepping outside from the comforts of the cosy apartment.

4.    Functional art - Large windows also make for a functional art which aesthetically emphasizes the interiors. From the golden sunlight painting artistic shadows on the walls to the tall frames making the room voluminous, large windows serve more than a utilitarian purpose.

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Things To Know Before Making Visit On The Sample Flat

Looking for a new home and planning to make a visit on a sample flat to look and feel what you are supposed to get. The sample flat let the buyer forsee his new home with all interior and fittings.

Consider these factors before buying an apartment based on a sample flat

•    Evaluate the flat

Scan each and every corner of the sample flat to get a perfect idea regarding the new home.

•    Flat Area

Evaluate whether the flat is spacious enough to accommodate all your stuff

•    Cross check the dimensions

Crosscheck the dimensions by measuring them in the sample flat.

•    Fixtures and Fittings

Verify the developer that the fixtures and fittings present in the sample flat will be available in the new apartment too.

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